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Time Limits Apply to Lodging Claims!
"If you are thinking about making a claim, remember that time limits do apply. You can call us free today to find out how we can help you"
Your injury may vary, minor to severe
Below is a list of common injuries:
Head injury, or brain injury, back injury, whiplash injury, shoulder injury, broken bones including nose, arm, leg, finger or toe fractures including fractured shoulder, arm, leg or finger, loss of limb I.e the loss of a leg or arm, loss of finger, thumb or toe, wrist injury or hand injury and there are many more...
Motor Vehicle Accident Compensation Claims
When you are injured in motor vehicle accidents as a result of the fault or negligence of another person in one of the following situations you are entitled to claim related losses sustained from the CTP insurer of the vehicle/s at fault:
All registered vehicles must hold a CTP policy of insurance in respect of personal injury caused by, through or in connection with the vehicle. This insurance does not cover property damage to a vehicle (ie smash repairs). It is only coverage in respect of personal injury and related losses such as loss of earnings, medical expenses, etc.
For injuries caused by trailers, special rules apply. In some cases the CTP insurer is the towing vehicle¹s insurer unless the trailer is separately registered. In other cases the insurer is taken to be the Nominal Defendant. The Nominal Defendant is a central fund set up to handle claims involving unisured vehicles.
A motor vehicle accident in which you sustain an injury must be reported to the Police. A claim cannot be commenced until the motor vehicle accident has been reported and the police give you a Traffic Incident Number (TIN). There are strict time limits in which the claim must be reported and we would recommend you report the matter as soon as possible.
If a vehicle at fault was unregistered, CTP insurance cover does not apply unless the accident happened on a road or in a public place when the Nominal Defendant will handle the claim. Public places include locations like some beaches on which vehicles are commonly driven.
Sometimes "fault" (or negligence) is attributed among persons ie between two drivers or a driver and a pedestrian. If fault is attributed in some way to the person injured, this is referred to as "contributory negligence".
Please note that in some jurisdictions there is a non-fault scheme in operation and therefore it is important that you get advice in relation to your particular matter. Seek legal advice or complete the case review on this page and a compensation consultant will contact you in 24 hours.
A claim must be lodged with the negligent party's CTP insurer as soon as possible. Different time limits apply in different States and Territories so you should act immediately.
You are entitled to make a claim even if you are unable to identify a vehicle which caused the accident or it was an unregistered vehicle. The claim is made against a government body called the Nominal Defendant who acts as CTP insurer.
You must take steps to try to identify the vehicle. This includes reporting motor accidents to the Police and seeking witnesses to the accident by, for example, placing an advertisement in a local newspaper and interviewing residents nearby to the accident scene.
Different time limits apply for a Notice of Claim involving an unidentified vehicle.
You cannot file proceedings in Court until all pre-court procedures have been finalised.
If court action is necessary, a claim takes anywhere between 6 months and 2 years plus to conclude after the action is filed in court, depending upon different factors including which court you file proceedings in, delays in obtaining medical reports and delays in obtaining a trial date.
If you have a matter going to either mediation or court we would strongly recommend you have legal representation to ensure to position is protected.
Seek legal advice today as time limits do apply and speak to specialist lawyer, it won't cost you anything!!
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